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Our engineering approach

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Our engineering approach Skip to main content Solutions Solutions Our Policies Get broad coverage and flexible policies designed around your specific needs. Services We Provide Work with us and start seeing property loss as preventable. Industries We specialise in insurance solutions and focused research for a number of industries, including: Property insurance Your property is our sole focus. Risk Management Your risk management partner. Loss Prevention Protect your business against common property hazards. Additional Content Broker Partnerships Take the guesswork out of risk management. Dual Delivery Choose the best path for your business needs. Resources Resources FM Property Loss Prevention Data Sheets Tap into nearly two centuries of experience by using our data sheets to help reduce the chance of property loss. Education and Training Explore solutions for preventing property loss. Hot Work Resources Everything you need to know to safely conduct hot work. Natural disasters Resources to prepare for earthquakes, floods and other severe weather. More Resources Everyday tools give you ongoing support. Additional Content 2026 FM Resilience Index® Create stronger supply chains, target new markets and sites. More resources Insights Articles All Insights Keep pace with our property loss-prevention research and engineering. All Videos Our insights in video format. Client Stories See how our client partnerships are about a lot more than risk improvement. Climate Take control in an ever-changing climate with our insights. About us About Us Why FM? Our sole focus is commercial property insurance. Our Engineering Approach Access engineering research that can't be replicated anywhere else. Financial Health Our excellent financial health holds remarkably steady year after year. Our Office Locations We’re committed to the needs of our local employees, clients, and communities. Explore our locations below. Our History Explore FM’s history and values that have shaped our company. Learn our commitment to loss prevention, engineering, and resilience strategies to protect businesses. Our Leadership Learn about our corporate governance structure. Our Organisation Risk management with tailored solutions. Sponsorships Learn about our sponsorships. Sustainability Our vision is "Resilience is for Everyone" Additional Content FM Championship FM has proudly entered its first major sports sponsorship—with the LPGA. Rory McIlroy FM partners with Rory McIlroy to champion resilience. Contact Language English - UK English German French Korean Spanish English - UK Our Company Sites FM FM Affiliated FM Approvals FM Boiler Re FM Cargo FM Renewable Energy Client Login Our engineering approach

Property Insurance Solutions to Prevent Losses

We believe most losses are preventable. Our mission is to reduce their frequency and impact by analysing large loss events and sharing these insights with you. 

Our innovative approach to property insurance is driven by strong partnerships and a shared commitment to preventing losses. By placing engineering at the heart of our risk management, we leverage data-backed insights to create cutting-edge insurance solutions that protect your company’s property and purpose. 

Reducing Your Property Risk At FM, you gain access to a team of scientists, technicians, and over 2,000 engineers from 14 countries. While big risks are getting more sophisticated, we're getting smarter. Reducing risk starts with identification, beginning with a client site visit. Our account and field engineers work to understand key property hazards at your facilities and work with you to find practical, cost-efficient solutions.

For more information on FM’s research expertise, contact your client service team member, or email us at [email protected].

FM Research Campus Our exclusive FM Research Campus offers unparalleled research capabilities. In our state-of-the-art labs, scientists simulate hazards like five-alarm fires and category five hurricanes to help you understand their potential impact on your facilities.

Learn about the Research Campus No place for guesswork Research methods Our researchers use theoretical, computational and experimental research methods to study not just what has happened, but what could happen. These methods have led to some of the most critical breakthroughs in loss prevention engineering. 

Learn how we conduct research Research technical reports Wish you could witness our state-of-the-art scientific and engineering research firsthand? Research Technical Reports are the next best thing. Download these property loss prevention findings, including a select number of reports that we make publicly available.

Explore our reports Standards and certifications When your standards for property loss prevention services are high, it’s a lot easier to be resilient. Through FM Data Sheets we’re committed to improving those standards—not just for our clients’ businesses, but for the public good. 

Learn more International codes and standards Our International Codes and Standards (IC&S) team is made up of experienced professionals based in both developed and emerging markets. It is dedicated to a singular purpose to strengthen building codes and standards for the benefit of our clients. IC&S engages with government authorities, research institutions and advocacy groups to promote, codify and implement safer standards—particularly for fire protection. 

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