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Our policies

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Our Policies Get broad coverage and flexible policies designed around your specific needs.Services We Provide Work with us and start seeing property loss as preventable.Industries We specialise in insurance solutions and focused research for a number of industries, including:Property insurance Your property is our sole focus.Risk Management Meeting your risk management objectives together.Claims Services When disaster strikes, it’s easy to lose your footing. Our claims professionals work closely with you before, during and after a loss so you can avoid major business interruptions. Broker Partnerships Take the guesswork out of risk management.Dual Delivery Choose the best path for your business needs.FM Property Loss Prevention Data Sheets Tap into nearly two centuries of experience by using our data sheets to help reduce the chance of property loss.Education and Training Explore solutions for preventing property loss.Hot Work Resources Everything you need to know to safely conduct hot work.Natural disasters Resources to prepare for earthquakes, floods and other severe weather.More Resources Everyday tools give you ongoing support.2026 FM Resilience Index® Create stronger supply chains, target new markets and sites.More resourcesAll Insights Keep pace with our property loss-prevention research and engineering.All Videos Our insights in video format.Client Stories See how our client partnerships are about a lot more than risk improvement.Climate Take control in an ever-changing climate with our insights.Why FM? Our sole focus is commercial property insurance.Our Engineering Approach Access engineering research that can't be replicated anywhere else.Financial Health Our excellent financial health holds remarkably steady year after year.Our Office Locations We’re committed to the needs of our local employees, clients, and communities. Explore our locations below.Our History Explore FM’s history and values that have shaped our company. Learn our commitment to loss prevention, engineering, and resilience strategies to protect businesses.Our Leadership Learn about our corporate governance structure.Our Organisation Risk management with tailored solutions.Sponsorships Learn about our sponsorships.Sustainability Our vision is "Resilience is for Everyone"FM Championship FM has proudly entered its first major sports sponsorship—with the LPGA.Rory McIlroy FM partners with Rory McIlroy to champion resilience.ContactEnglishGermanFrenchKoreanSpanishEnglish - UKFM AffiliatedFM ApprovalsFM Boiler ReFM CargoFM Renewable EnergyClient LoginLearn morePrivacy" PolicyTerms" of UsePrivacy PolicyTerms of UseFMFM AffiliatedFM ApprovalsFM Boiler ReFM CargoFM Renewable EnergyReport a LossReport an ImpairmentSubmit PlansNewsCareersSitemapCookie NoticeDisclosuresPrivacy PolicyTerms of UseContact UsFind a Local OfficeMediaWhistleblowing

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