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Commercial property insurance | FM

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Commercial property insurance | FM Skip to main content Solutions Solutions Our Policies Get broad coverage and flexible policies designed around your specific needs. Services We Provide Work with us and start seeing property loss as preventable. Industries We specialise in insurance solutions and focused research for a number of industries, including: Property insurance Your property is our sole focus. Risk Management Your risk management partner. Loss Prevention Protect your business against common property hazards. Additional Content Broker Partnerships Take the guesswork out of risk management. Dual Delivery Choose the best path for your business needs. Resources Resources FM Property Loss Prevention Data Sheets Tap into nearly two centuries of experience by using our data sheets to help reduce the chance of property loss. Education and Training Explore solutions for preventing property loss. Hot Work Resources Everything you need to know to safely conduct hot work. Natural disasters Resources to prepare for earthquakes, floods and other severe weather. More Resources Everyday tools give you ongoing support. Additional Content 2026 FM Resilience Index® Create stronger supply chains, target new markets and sites. More resources Insights Articles All Insights Keep pace with our property loss-prevention research and engineering. All Videos Our insights in video format. Client Stories See how our client partnerships are about a lot more than risk improvement. Climate Take control in an ever-changing climate with our insights. About us About Us Why FM? Our sole focus is commercial property insurance. Our Engineering Approach Access engineering research that can't be replicated anywhere else. Financial Health Our excellent financial health holds remarkably steady year after year. Our Office Locations We’re committed to the needs of our local employees, clients, and communities. Explore our locations below. Our History Explore FM’s history and values that have shaped our company. Learn our commitment to loss prevention, engineering, and resilience strategies to protect businesses. Our Leadership Learn about our corporate governance structure. Our Organisation Risk management with tailored solutions. Sponsorships Learn about our sponsorships. Sustainability Our vision is "Resilience is for Everyone" Additional Content FM Championship FM has proudly entered its first major sports sponsorship—with the LPGA. Rory McIlroy FM partners with Rory McIlroy to champion resilience. Contact Language English - UK English German French Korean Spanish English - UK Our Company Sites FM FM Affiliated FM Approvals FM Boiler Re FM Cargo FM Renewable Energy Client Login Your trusted property insurance partner With strong financial stability and fast claims handling, FM offers customized solutions to protect your business globally. Explore our strengths The leading choice for commercial property insurance With nearly 200 years of experience in property loss prevention, we’re relentlessly committed to helping you see what others don’t, so together, we can protect your business in ways others can’t. Explore our strengths Your unique needs at the centre You’re focused on growing your business. We’re focused on bringing you property insurance solutions tailored for your business, with industry-specific expertise to help you build resilience and an engineering mindset to help you stay ahead of risk.

FM Protecting what matters With data-backed insights and specialised engineering, our proactive approach to property insurance uniquely enables us to help you prevent loss.

Learn more FM Affiliated Empowering you as the expert We partner with brokers for the long term, providing tailored solutions and best-in-class risk engineering services so you can be the expert for your clients.

Learn more FM Approvals Certification backed by scientific research We independently test loss prevention products and services – 50,000+ and counting – and certify those that meet globally accepted, practical industry standards.

Learn more FM Boiler Re Specialised equipment solutions We provide equipment breakdown reinsurance solutions, backed by a collaborative approach and the comprehensive resources you and your policyholders need.

Learn more FM Cargo Stable and secure shipment With our unparalleled coverage across the commercial shipping process, you keep your business moving and supply chains protected from risk.

Learn more FM Renewable Energy Future-proof your energy needs Whether you’re just entering the market or expanding your portfolio, we’ll support your journey as you design, build and operate technologies that are built to last.

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