Our Policies
Get broad coverage and flexible policies designed around your specific needs.Services We Provide
Work with us and start seeing property loss as preventable.Industries
We specialise in insurance solutions and focused research for a number of industries, including:Property insurance
Your property is our sole focus.Risk Management
Meeting your risk management objectives together.Claims Services
When disaster strikes, it’s easy to lose your footing. Our claims professionals work closely with you before, during and after a loss so you can avoid major business interruptions. Broker Partnerships
Take the guesswork out of risk management.Dual Delivery
Choose the best path for your business needs.FM Property Loss Prevention Data Sheets
Tap into nearly two centuries of experience by using our data sheets to help reduce the chance of property loss.Education and Training
Explore solutions for preventing property loss.Hot Work Resources
Everything you need to know to safely conduct hot work.Natural disasters
Resources to prepare for earthquakes, floods and other severe weather.More Resources
Everyday tools give you ongoing support.2026 FM Resilience Index®
Create stronger supply chains, target new markets and sites.More resourcesAll Insights
Keep pace with our property loss-prevention research and engineering.All Videos
Our insights in video format.Client Stories
See how our client partnerships are about a lot more than risk improvement.Climate
Take control in an ever-changing climate with our insights.Why FM?
Our sole focus is commercial property insurance.Our Engineering Approach
Access engineering research that can't be replicated anywhere else.Financial Health
Our excellent financial health holds remarkably steady year after year.Our Office Locations
We’re committed to the needs of our local employees, clients, and communities. Explore our locations below.Our History
Explore FM’s history and values that have shaped our company. Learn our commitment to loss prevention, engineering, and resilience strategies to protect businesses.Our Leadership
Learn about our corporate governance structure.Our Organisation
Risk management with tailored solutions.Sponsorships
Learn about our sponsorships.Sustainability
Our vision is "Resilience is for Everyone"FM Championship
FM has proudly entered its first major sports sponsorship—with the LPGA.Rory McIlroy
FM partners with Rory McIlroy to champion resilience.ContactEnglishGermanFrenchKoreanSpanishEnglish - UKFM AffiliatedFM ApprovalsFM Boiler ReFM CargoFM Renewable EnergyClient LoginResearch Campustheoretical, computational and experimentaldata sheetsFM APPROVEDLarge-Scale Testing of Oxygen Reduction Systems for ASRS and Frozen Food ApplicationsGravity Smoke Vents in Storage OccupanciesReducing Water Demands with Innovative Fire Protection SolutionsSprinkler Performance under Sloped and Obstructed CeilingsEvaluation of Sprinkler Fire Protection of Retail Sales of Consumer FireworksDevelopment of Sprinkler Protection Guidance for Lithium Ion Based Energy Storage SystemsSprinkler Performance under Non-Sloped Obstructed Ceiling ConstructionFire Plume and Ceiling Layer Correlations and Their MergingEvaluation of Oxygen Reduction System (ORS) in Large-Scale Fire TestsEvaluation of the Fire Performance of Aluminium Cladding Material (ACM) Assemblies Using ANSI/FM 4880Numerical Simulations of Sprinkler Activations and Spray Transport under Obstructed, Sloped CeilingsRadiation Activated SprinklersDevelopment of Protection Recommendations for Li-ion Battery Bulk Storage: Sprinklered Fire TestEvaluation of the Availability of the SMART Sprinkler SystemSMART Sprinkler Protection for Highly Challenging Fires - Phase 1: System Design and Function EvaluationSMART Sprinkler Protection for Highly Challenging Fires - Phase 2: Full-Scale Fire Tests in Rack StorageNumerical Modelling of Sprinkler Activations and Spray Transport Under sloped CeilingsExperimental Data for Model Validation of Smoke Transport in Data CentresView video: Experimental Data for Model Validation of Smoke Transport in Data Centres.Corrosion and Corrosion Mitigation in Fire Protection SystemsFlammability Characterisation of Lithium-ion Batteries in Bulk Storage Research Technical ReportView videos: Fire Hazard of Lithium-ion Batteries in Warehouse Storage.Fire Protection Requirements of Empty IBCs Research Technical ReportImpact of an HVLS Fan on Sprinkler Performance in Rack Storage Fires Research Technical ReportEnvironmental Impact of Automatic Fire Sprinklers Research Technical ReportThe Influence of Risk Factors on Sustainable DevelopmentPrivacy" PolicyTerms" of UsePrivacy PolicyTerms of UseFMFM AffiliatedFM ApprovalsFM Boiler ReFM CargoFM Renewable EnergyReport a LossReport an ImpairmentNewsEventsCareersSitemapCookie NoticeDisclosuresPrivacy PolicyTerms of UseContact UsFind a Local OfficeMediaWhistleblowing
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