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Services we provide - FM Skip to main content Solutions Solutions Our Policies Get broad coverage and flexible policies designed around your specific needs. Services We Provide Work with us and start seeing property loss as preventable. Industries We specialise in insurance solutions and focused research for a number of industries, including: Property insurance Your property is our sole focus. Risk Management Your risk management partner. Loss Prevention Protect your business against common property hazards. Additional Content Broker Partnerships Take the guesswork out of risk management. Dual Delivery Choose the best path for your business needs. Resources Resources FM Property Loss Prevention Data Sheets Tap into nearly two centuries of experience by using our data sheets to help reduce the chance of property loss. Education and Training Explore solutions for preventing property loss. Hot Work Resources Everything you need to know to safely conduct hot work. Natural disasters Resources to prepare for earthquakes, floods and other severe weather. More Resources Everyday tools give you ongoing support. Additional Content 2026 FM Resilience Index® Create stronger supply chains, target new markets and sites. More resources Insights Articles All Insights Keep pace with our property loss-prevention research and engineering. All Videos Our insights in video format. Client Stories See how our client partnerships are about a lot more than risk improvement. Climate Take control in an ever-changing climate with our insights. About us About Us Why FM? Our sole focus is commercial property insurance. Our Engineering Approach Access engineering research that can't be replicated anywhere else. Financial Health Our excellent financial health holds remarkably steady year after year. Our Office Locations We’re committed to the needs of our local employees, clients, and communities. Explore our locations below. Our History Explore FM’s history and values that have shaped our company. Learn our commitment to loss prevention, engineering, and resilience strategies to protect businesses. Our Leadership Learn about our corporate governance structure. Our Organisation Risk management with tailored solutions. Sponsorships Learn about our sponsorships. Sustainability Our vision is "Resilience is for Everyone" Additional Content FM Championship FM has proudly entered its first major sports sponsorship—with the LPGA. Rory McIlroy FM partners with Rory McIlroy to champion resilience. Contact Language English - UK English German French Korean Spanish English - UK Our Company Sites FM FM Affiliated FM Approvals FM Boiler Re FM Cargo FM Renewable Energy Client Login Services we provide

Others may treat property loss as inevitable. Work with us and start seeing it as preventable.

By investing in property risk management today, you can increase your company’s ability to withstand loss in the future.

With access to cutting-edge research and on-the-ground engineering expertise, you’ll be better able to identify and assess risk. That’s the first step to developing proactive, cost-effective property loss prevention programmes.

For example, our claims services professionals work closely with you before, during and after a loss so you can avoid major business setbacks or interruptions. Our project services team can help you minimise risk during new construction or renovation, while ensuring you have the right coverage. And our Business Risk Consulting services can help you identify potential exposures that could affect your company’s ability to operate profitably after a loss.

Captives and captive cells Do you take a long-term view of property loss prevention? Are you willing to share some risk? Owning a captive can be a rewarding alternative to risk financing.

Read More Appraisal Services

Protecting your company’s physical assets requires knowing exactly what they’re worth. Start by getting a property value appraisal.

Read More Artificial intelligence Our predictive analytics tools enable us to determine not only the severity of the risk, but where the loss is most likely to occur—with accuracy never before possible.

Read More Boiler and machinery insurance and reinsurance Mechanical and electrical failure can bring your business to a standstill. Protect yourself with B&M equipment coverage.

Read More Brokerage services Corporate Insurance Services (CIS) provides access to markets for perils, coverage and/or capacity that may be necessary to complete your property protection programme.

Read More Business risk consulting Let us help you take a quantitative approach to risk management by understanding the financial impact of business disruption.

Read More Cargo claims services Protect your business against lost or damaged goods, cargo-related crime, natural disasters, evolving geopolitical concerns, and an ever-changing global business environment.

Read More Cargo risk engineering services

Our cargo risk engineering services can help protect your products while shipping by land, sea or air.

Read More Claims services When disaster strikes, it’s easy to lose your footing. Our claims professionals work closely with you before, during and after a loss so you can avoid major business interruptions. 

Read More Climate resilience solutions Explore FM's climate resilience solutions, leveraging 200 years of research to protect businesses from evolving risks with AI-powered tools and free resources.

Read More Cyber resilience FM’s Cyber Resilience Solutions is a robust combination of risk assessment, risk engineering and risk transfer—all designed to enhance business resilience.

Read More Cyber risk assessment Our cyber risk engineering approach consists of three risk assessment components that will help strengthen your business resilience: physical security, information security and industrial control and building management systems.

Read More Impairment services When you experience property protection impairment, every second counts. We’ll help you assess and manage the situation.

Read More FM Intellium FM Intellium combines deep research, hands-on engineering expertise, and global risk management into an agile, scalable, and flexible solution—empowering you to stay ahead in a rapidly evolving landscape.

Read More Project services Good project planning and the right insurance coverage can help you minimise risk during new construction or renovation.

Read More Site evaluations Identifying your company's risks starts with a site evaluation by our specially trained engineers. And it culminates in a detailed FM Risk Report.

Read More Storing ignitable products just got safer. Fires caused by ignitable liquids can often have catastrophic consequences, but you can take steps to protect your business operations and become more resilient. Learn how our FM Approved solutions can help you prevent and minimise ignitable liquid fires.

Read More Supply chain risk management You know your company’s supply chain is integral to its success, and that any disruption can be a major threat to business continuity. Our Supply Chain Solution lets you put that knowledge to work.

Read More Subscribe here

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