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Comprehensive Commercial Property Insurance Solutions | FM

Comprehensive Commercial Property Insurance Solutions | FM Skip to main content Solutions Solutions Our Policies Get broad coverage and flexible policies designed around your specific needs. Services We Provide Work with us and start seeing property loss as preventable. Industries We specialise in insurance solutions and focused research for a number of industries, including: Property insurance Your property is our sole focus. Risk Management Your risk management partner. Loss Prevention Protect your business against common property hazards. Additional Content Broker Partnerships Take the guesswork out of risk management. Dual Delivery Choose the best path for your business needs. Resources Resources FM Property Loss Prevention Data Sheets Tap into nearly two centuries of experience by using our data sheets to help reduce the chance of property loss. Education and Training Explore solutions for preventing property loss. Hot Work Resources Everything you need to know to safely conduct hot work. Natural disasters Resources to prepare for earthquakes, floods and other severe weather. More Resources Everyday tools give you ongoing support. Additional Content 2026 FM Resilience Index® Create stronger supply chains, target new markets and sites. More resources Insights Articles All Insights Keep pace with our property loss-prevention research and engineering. All Videos Our insights in video format. Client Stories See how our client partnerships are about a lot more than risk improvement. Climate Take control in an ever-changing climate with our insights. About us About Us Why FM? Our sole focus is commercial property insurance. Our Engineering Approach Access engineering research that can't be replicated anywhere else. Financial Health Our excellent financial health holds remarkably steady year after year. Our Office Locations We’re committed to the needs of our local employees, clients, and communities. Explore our locations below. Our History Explore FM’s history and values that have shaped our company. Learn our commitment to loss prevention, engineering, and resilience strategies to protect businesses. Our Leadership Learn about our corporate governance structure. Our Organisation Risk management with tailored solutions. Sponsorships Learn about our sponsorships. Sustainability Our vision is "Resilience is for Everyone" Additional Content FM Championship FM has proudly entered its first major sports sponsorship—with the LPGA. Rory McIlroy FM partners with Rory McIlroy to champion resilience. Contact Language English - UK English German French Korean Spanish English - UK Our Company Sites FM FM Affiliated FM Approvals FM Boiler Re FM Cargo FM Renewable Energy Client Login A leader in commercial property insurance For a clear vision of the future, we can help you anticipate risk. We see what others don’t so, we can help protect your business in ways others can’t. On this page Business Impacts Solutions What Sets Us Apart Start Your Journey business impacts You stay ahead because we see what’s coming Because we see what others don’t, we can help you prepare for change—by analyzing the shifting landscape to understand how emerging threats may impact your operations and provide you with proactive solutions. Here’s what we see impacting businesses around the world: Natural hazards Volatile weather is on the rise, putting businesses and communities at greater risk. Leverage our deep engineering expertise and science-backed innovation to identify, understand, and mitigate your risk using our data-driven tools.

Are you exposed to natural hazards? Find out based on your location through our interactive map.

View interactive map The AI revolution AI is transforming industries—and driving massive demand for data centers. As growth and complexity rises, so do the risks. FM offers unmatched capacity and a specialized engineering approach to keep your data centers resilient, operational 24/7, and built for the future.Curious about how? View our webinar on tackling your data center risk.

View webinar Renewable energy With global energy demand surging, the shift to sustainable sources is essential. FM’s dedicated renewable energy unit brings proven science and expert loss prevention to every phase of your project—from design to daily operation.

Stay ahead with expert insights from 650 industry professionals.

Download whitepaper here Solutions Solutions built around your needs At FM, we provide a suite of offerings that address your unique property insurance needs for the long term, despite the evolving risk landscape.

Commercial property insurance FM provides global property insurance solutions and comprehensive mutual membership services with a specialty focus on high hazard occupancies.

Learn more Midsize property insurance FM Affiliated specializes in standalone commercial property insurance solutions for midsize companies and industry verticals.

Learn more Renewable energy coverage FM Renewable Energy provides coverage and expertise to help the world transition to renewable energy with confidence, from design through operation.

Learn more Cargo insurance solutions FM Cargo delivers comprehensive and flexible cargo insurance coverage and risk engineering services.

Learn more what sets us apart Transformative risk management Leveraging engineering expertise for science-backed solutions, strategic partnerships, and comprehensive commercial property protection Put our engineering-led, risk-minded approach to work for you Nearly 200-years of leading the loss prevention industry 100% focused on commercial property 1800+ engineers making almost 100,000 annual location visits worldwide Up to US$2 billion insurance capacity Science-backed solutions Get cutting-edge risk management with our state-of-the-art scientific research, data backed insights, AI and engineering expertise.

Dedicated partnerships Your success drives everything we do. We share your goals, priorities and interests as our own—which means a tailored strategy for your business with collaboration and flexibility at every step.

Advancing progress Keep your growth going with global coverage, proactive loss prevention, and fast claims response—all backed by FM’s proven financial stability and reliability.

See what FM can do for your business Our team is ready to help you navigate risk with confidence. Submit your contact info to get started.

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