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Our Policies Get broad coverage and flexible policies designed around your specific needs.Services We Provide Explore loss-prevention programs to manage risk with confidence.Industries We specialize in insurance solutions and research for a number of industries.Property Insurance Your property is our sole focus.Risk Management Meeting your risk management objectives together.Claims Services Fast, reliable claims support to help you recover quickly if a loss occurs.Broker Partnerships Take the guesswork out of risk management.Dual Delivery Choose the best path for your business needs.FM Property Loss Prevention Data Sheets Make your business more resilient with our proven engineering guidelines.Loss Prevention Education and Training Explore solutions for preventing property loss.Hot Work Resources Resources you need to safely conduct hot work.Natural Disasters Resources to prepare for earthquakes, floods and other severe weather.More Resources Leverage our additional risk management resources.2026 FM Resilience Index® Create stronger supply chains, target new markets and protect your purposeMore resourcesAll Insights Keep pace with our insights on property-loss prevention and engineering.All Videos Our insights in video format.All Client Stories Leverage insights from our clients.Climate Insights articles focused on climate.Why FM? Our sole focus is commercial property insurance.Our Engineering Approach Access engineering research that can't be replicated anywhere else.Our Financials Our excellent financial health holds remarkably steady year after year.Our Offices Explore our offices across the globe.Our History Explore FM’s history and values that have shaped our company. Learn our commitment to loss prevention, engineering, and resilience strategies to protect businesses.Our Leadership Learn about our corporate governance structure.Our Organization We deliver tailored solutions across our six lines of business.Sponsorships Learn about our sponsorships.Sustainability Our vision is "Resilience is for Everyone"FM Championship FM has proudly entered its first major sports sponsorship—with the LPGA.Rory McIlroy FM partners with Rory McIlroy to champion resilience.ContactEnglishGermanFrenchKoreanSpanishEnglish - UKFM AffiliatedFM ApprovalsFM Boiler ReFM CargoFM Renewable EnergyClient LoginFM Advantage™ all-risk policyBusiness Interruption coveragecargomachineryServices we provideCommercial property insuranceRisk managementClaims servicesLoss preventionBroker partnershipsDual deliveryPrivacy" PolicyTerms" of UsePrivacy PolicyTerms of UseFMFM AffiliatedFM ApprovalsFM Boiler ReFM CargoFM Renewable EnergyReport a LossReport an ImpairmentNewsEventsCareersSitemapCookie NoticeDisclosuresPrivacy PolicyTerms of UseContact UsFind a Local OfficeMediaWhistleblowing

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